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financial habits

This tag is associated with 2 posts

Positive Credit Card Usage

Credit cards can be resourceful when building your credit histroy.  Not only is it convenient for daily expenses but it does have some advantages over cash, check and debit cards. Credit cards can help you build a good credit rating.  If you are trying to build or improve your credit history, using a credit card … Continue reading

What is your debt ceiling?

As we reprimand the American government officials for how they handled the nation’s debt ceiling fiasco, we as consumers are guilty of the same problems and have an opportunity to learn from it and change.  Consumers and government both, spend too much, and then turn around and borrow.  We need to strike a balance in … Continue reading

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