Positive Credit Card Usage

Credit cards can be resourceful when building your credit histroy.  Not only is it convenient for daily expenses but it does have some advantages over cash, check and debit cards.

Credit cards can help you build a good credit rating.  If you are trying to build or improve your credit history, using a credit card responsibly can help you qualify for lower rates on competin cards, insurance (car, life and home owners).  If you pay your bill in full each month, you can build your history with no interest.

Credit cards help protect your big purchases.  Large ticket items can be damaged or defective upon arrival.  You can legally withhold payment under the Fair Credit Billing Act.  If the problem is not resolved with the merchant an investigation will be ensued and the charge may not be added to your bill.

Credit cards make online shopping sfer. The Fair Credit Billin Act covers these purchases.  Security is not an issues.  You are covered.  Make  sure you compare credit card rates and manage your spending!

WEALTH BLU PRINT